I had the pleasure of working with G. Steven Bray at Texas Lone Star Lending to refinance my home. Steve is very knowledgeable and was responsive throughout the process. He monitored the mortgage rates daily until they hit my target, secured my rate and closed my loan quickly. The approval and closing process only took three weeks. I highly   (Read more)
Jack and Mary T.
San Marcos, TX

House Hacking Using a VA Loan

Only 1% Down Payment?

Is It Time to Refi?

$10,000 grant program for first-time homebuyers in Texas

Refinance your FHA/VA loan using a super-easy streamline refinance


Be Your Own Builder

You can build your own dream home and get a construction loan to build it.


Buy a Bigger Home with Mortgage Interest Tax Credit

A mortgage interest tax credit can add thousands of dollars to your income to qualify for a larger mortgage.


Buy a home without using tax returns!

Business owners can buy a home without using their tax returns to qualify.


Commission-only?
You can buy a home!

Commission-only salespeople can qualify to buy a home even if they're new to commission income.


Limited Time Lower Rates!
Refinance Your VA Loan

Use our simplified refinance program to lower your VA mortgage rate. Find out how much you can save using our short quiz.


Texas Homebuyers: Get Down Payment Assistance

Can you qualify for down payment assistance to buy a home? Take this short quiz to find out.


Texas Homeowners: Overwhelmed by Credit Card Debt?

Use your home equity to consolidate debts into one lower monthly payment. Try our debt consolidation tool to see how much you could save.


RE Agents: You can buy
your own dream home!

Real estate agents can qualify to buy a home without using tax returns. Inconsistent income is okay.


Use Your Home Equity

Use our Home Equity Calculator to decide which home equity solution is right for you.


Buy an investment condo the easy way

Buy a rental condo without proving income or employment. Condotel features - hotel operations, rental pools - don't matter.


An easy way to acquire more rentals

Expand your rental portfolio. Buy more rentals without proving income or employment. Use the property's potential rental income to qualify.


Limited Time Lower Rates!
Refinance Your FHA Loan

Use our simplified refinance program to lower your FHA mortgage rate. Find out how much you can save using our short quiz.


Buy rental property the easy way

Buy a rental property without proving income or employment. Use the property's potential rental income to qualify.


When is Consolidating Debt a Good Idea?

Interest rates are rising. Consolidate debt before the Fed hikes your credit card rates again. Try our debt consolidation tool to see how much you could save.


Buy your own short-term rental

Buy a short-term rental property without proving income or employment. Use the property's potential rental income to qualify.


Boost Your Tax Refund with Mortgage Interest Tax Credit

A mortgage interest tax credit can boost your income tax refund by thousands of dollars.


Donít let gig work stop you from buying a home!

Gig workers can qualify to buy a home without using tax returns.


Buy a small apartment the easy way

Buy a small apartment building without proving income or employment. Use the property's potential rental income to qualify.


No Money Down Construction Loan

You may be able to build your dream home with little to no money out of your pocket.